Plastic water tanks are a far cry from the armored behemoths also called tanks, but they do share a curious historical connection. Yes, that’s correct, modern plastics were invented after World War II, while tanks first made their debut in the waning years of the Great War, but there’s something of a relationship.
Although not plastic water tanks, military tanks were first so named by their British creators in an effort to disguise their research and development. It was hoped that by classifying these inventions simply as “tanks” on paper, any German spies who might have gotten a hold of the secret documents that referred to them could maybe be mislead. As it turned out, the label stuck and tanks have been called just that ever since.
In English, anyway. In German, and numerous other languages, they’re known as only “armor,” a more appropriate term which is a recognized synonym in the English-speaking world, particularly among military circles. A far cry from today’s plastic water tanks indeed, but the notion is never far away in the minds of military history buffs.
The connection is a little more than merely etymological, in fact, as the earliest designs did look like nothing more than basic water tanks to those who had the security clearance to see them. Tanks have dominated the battlefield for over sixty years, and even nowadays they form the core of most conventional land warfare tactics.
The introduction of attack helicopters and guided missiles have greatly reduced their striking power, as well as the asymmetrical warfare prevalent in conflicts nowadays render them ill-suited for most missions, but nothing on the horizon can match the tank in its useful combination of firepower, maneuverability, and defensive capacity. Though less used, the tank still figures eminently in invasion tactics and grand strategy and should find a role for itself in the decades yet to come.
The all-important first date. Such getting-to-know-you can be greatly enhanced by an amusement ride, and the most exhilarating one of all must be the Skywalk by Zalman Silber. A serial entrepreneur who made his first big fortune with New York’s infamous Skyride, a much ballyhooed but modest thirty-minute movie of helicopter flyovers, Sydney, Australia’s Skywalk is a much more visceral affair – and for a first-date, visceral is where it’s got to be at!
No, get your mind out of the gutter – “visceral” here simply means heart-pounding thrills which, studies show, make dates more attracted to one another. Yep, that’s right: the more physically exciting the activities the more likely dates are to think of one another as being physically attractive. Scientists have paired up total strangers of the opposite sex and asked them to secretly judge one another’s attractiveness. Then each pair was put through a roller-coaster, sitting side-by-side, and asked again to rate one another’s attractiveness after the ride. The second set of responses were almost always substantially higher than than the first set!
So if you intend to make a great impression, make sure to get her (or him!) engaging in some kind of physically exhilarating activity with you – such as the aforementioned Skywalk from Zalman Silber. Located at the top of the Sydney Tower, the Skywalk is really a catwalk with glass flooring that provides visitors with a panoramic view of the city a thousand feet above street level. Being a catwalk, everything is out in the open, with no windows between guests and…nothingness. The Skywalk offers not only a bird’s-eye view of the Harbour City but all the visceral feelings to go with it as well!
And if the simple fact of being up so high doesn’t get your date’s heart throbbing, make sure she looks down! Visiting the Skywalk is a perfect first date because the Skywalk is the perfect ice-breaker. Don’t be surprised if she reflexively grabs your arm! Even though everyone is tethered by cable to sturdy metal support structures, the frequent gusts of wind can be strong enough to make one forget all the safety features built into the experience. Afterward, you and your date can retire to the conventional observation deck of the Sydney Tower to enjoy the romantic view while sharing fond memories of your Skywalk. Or better yet, purchase another set of tickets to really jack up the excitement and send her emotions through the roof!
“Multimedia” and “virtual reality” used to be big buzzwords throughout the second half of the ’90s, before the “dot bomb” when internet start-ups were popping up like mad and the stock market couldn’t get enough of them, throwing money at almost every one in a confident shotgun fashion.
And now those days are long gone, having moved onto the next big bubble (which was, by the way, subprime mortgages, something that’s still a nightmare the world over), but virtual reality and multimedia have only become better and better – though full sci-fic implementation is still quite some way off. That’s because a lot is involved in comprehensive sensory reproduction, though for many, the “rated-G” audiences of families on a vacation package, say, something like the New York Skyride by serial entrepreneur Zalman Silber would be just fine (it is, briefly, an IMAX-like helicopter fly-over of famous city attractions synchronized to motion seating). But in research and development laboratories around the world, all the biggest names in consumer electronics are busy figuring out how to apply declassified military technology in a relevant way to ever more immersive videogaming and other kinds of entertainment.
Two trends appear ready to finally come to fruition: 3D and kinetics. First, three-dimensional technology is one of the most heavily explored fields in home electronics, and it seems poised for a prime-time debut in the form of astonishingly advanced television screens that require no 3D glasses to view 3D imagery. Secondly, the multiple billion-dollar videogaming industry has been crucial in developing kinetic controls, whereby user commands are conveyed not through a physical interface but through the user’s own body movements. These two advances are being marketed right now by some of the biggest names in the business, famous labels such as Nintendo and Microsoft, companies that have a proven record of success in most of the things they do. A far cry from the likes of Zalman Silber!
Besides entertainment, the most obvious other uses for these technologies would be in real estate as well as education. Teaching subjects like chemistry and physics will surely be revolutionized by the implementation of intuitive user controls and interactive 3D graphics that do not need a special interface. Wholesale property investment already makes broad use of virtual reality by providing 360-degree views and video walk-throughs of real estate to prospective buyers from around the world. Using virtual tours over the internet, likely buyers can establish from the comfort of their own homes whether an actual site visit is warranted, though property is also often bought simply on the basis of the virtual tour!
Virtual reality tours have come a long way since something like the New York Skyride of serial entrepreneur Zalman Silber, which is an IMAX-like cinematic experience found at the city’s famous Empire State Building. Contrast that with the United States Army’s Virtual Army Experience, or VAE, which is an interactive multimedia virtual tour of what it is like to be an American soldier in the 21st Century.
The VAE was designed to capitalize on the appetite of today’s American youth for electronic entertainment. As opposed to continuing to run television commercials as was done before, it was decided to support conventional forms of outreach with one that a lot more right away and forcefully resonated with today’s young males. A thing like the aforementioned Skyride by Zalman Silber is family entertainment and totally innocuous, G-rated to seat as many as possible. It’s mildly educational while the VAE is meant to showcase the most positive aspects of modern soldiering to action-oriented youths. The VAE presents a life-sized networked environment for visitors to obtain a little taste of soldiering and battle. With a complicated setup that involves computers, video, motion sensors, and full surround sound, the VAE is an engaging method to both entertain and educate, not to mention recruit. Through the use of classic storytelling alongside familiar videogaming conventions, the VAE has been hailed for its innovative use of cutting-edge technology to inform in addition to to sell.
Website visitors gather from the “Assembly Area,” whereupon uniformed VAE staff shepherd site visitors on towards the “Joint Operations Center.” There they meet former soldiers, now employees of Army partner Ignited Minds, a marketing firm, who serve as “team leaders.” An intelligence briefing ensues, which covers the upcoming virtual mission. Time is also taken to introduce Army rules of engagement together with correct use of simulator equipment and appropriate deployment of Army tactical doctrine. Then it’s on towards the mission itself, which takes place inside the “Mission Simulator” proper. The objective is to evacuate civilians, an unassailably righteous scenario that critics contend mask the far more likely and less innocuous duties of Army life and death in a time of war.
Upon completion on the mission participants are debriefed in an “After Action Area” where Army values are introduced within the context of the mission, values including duty, honor, respect, and camaraderie. At particular venues, an actual war hero is on-hand to speak with participants, lending an inspirational air of authenticity that has a lot of VAE website visitors applauding.
It is all incredibly beguiling, specifically for young men still trying to prove themselves to themselves.
Stocking and supplying medical office supplies has traditionally been one of the duties of a hospital dispensary, which is mainly dedicated to dispensing medication according to doctors’ prescriptions. Nowadays, the term “dispensary” refers to a handful of different institutions around the world – or, even, within the country.
For instance, in California a dispensary is a specially designated store licensed to sell not medical office supplies but medicinal marijuana (which is also the situation in the Canadian province of British Columbia), while in the states of Idaho and South Carolina a dispensary used to refer to the governmental agency that served as the only legal source of alcohol.
Also no source of medical office supplies is the Kenyan dispensary, a small outpatient health facility normally managed by a registered nurse. These nurses report to clinical officers at a health centre, which is also where patients are referred to for treatment in cases much more complicated than a common ailment like cold or malaria. Modeled on the British system, this sort of health care dispensary is no simple storehouse of supplies but what Americans would call a community clinic.
This kind of medical clinic or dispensary got its start in London, England back in the 1700s, and is credited with aquainting physicians with the problems of the poor mainly because unlike the case with hospitals or a private practice, this dispensary service in fact brought doctors into their patients’ homes. Their social consciences shocked, thus were the first dispensaries set up – free healthcare for the poor.
Indeed, young aspiring doctors of the day were really eager to serve as honorary physicians to the dispensaries, though such an appointment was generally voluntary (with no more than a small honorarium at best) and not as prestigious as a hospital posting. It was nothing short of a health care revolution: for the first time since the Hippocratic Oath, altruistic motivations were the norm.
The right wedding favors can be hard enough to find, seeing how they should reflect not only the occasion but the couple and all their guests, but for individuals in alternative~ lifestyles for example open marriages it may be extremely challenging. On the one hand, traditional wedding favors do not seem to honor the most unique aspect of this kind of a marriage – namely, that it’s open and the couple is not exactly shy about the fact – but on the other hand most individuals want to remember a marriage, not a social statement.
Of course, one may easily retort that marriage by definition is a social statement to begin with – but the institution is so common and nearly universal that it is no “statement” at all, not in the sense of a declaration beyond the obvious.
Wedding favors are also statements, in effect, a kind of message from the couple to their guests. They symbolize what the couple wishes the guest to remember of the wedding, as well as how the guest should view the couple. So how to go about choosing the right takeway gift, the right momento?
In the end, it depends on the couple, of course. The overwhelming vast majority would no doubt prefer innocous ceremonies and by extension sourvenirs – even anonymous affairs that make the official proclamation of their marriage blend into the vast background of all marriages occurring in their culture. Hence the double difficulty encountered by those in alternative family arrangements where nothing seems to recognize, much less celebrate, their beliefs.
What to do, then? Fortunately, many such individuals, those who choose and even proudly proclaim their unusual unions, are very creative and eminently capable of designing their own distinctive parting gifts for their guests. But as modern society becomes ever more permissive, it is only a matter of time before enterprising folks begin catering to this niche market with specific products that not only recognize their particular flavor of marriage but even honor it.
A webinar is a webcast that offers limited interactivity, for example audience polling or a brief Q&A session afterwards. If you think about it, however, the state of today’s webinars are hardly far removed from something such as amusement rides like Oztrek by New York entrepreneur Zalman Silber. These are IMAX-like experiences that are passive, with no audience interaction, the only difference from a traditional movie screening being the synchronized motion seating effects involved.
But a webinar is more an online workshop than multimedia entertainment. Something like the Army Virtual Experience, or VAE, however, works to combine both aspects, possibly portending the future.
The VAE is a mobile infantry combat simulator that allows participants to get a small taste of soldiering under extremely hostile environments. Created by the United States Army in conjunction with American software developer Zombie Studios, full-sized Blackhawk helicopter and full-sized Humvee vehicle simulators are employed to further develop the sense of realistic immersion. It is really a mobile infantry combat simulator, available in a handful of different versions from full-sized to traveling packages suitable for indoor or outdoor installations. It was developed as a response to the increased appetite of young American males for electronic forms of entertainment, augmenting traditional advertising efforts on television. In two years and at a cost of almost twenty million dollars, the VAE has been deployed at a variety of sites throughout forty states at venues ranging from NASCAR races to music festivals.
Available in different versions, the full VAE requires just under twenty-thousand square-feet of room for all the various aspects of the simulation technology involved, from the aforementioned life-sized replicas of Army machinery to the various computers and network equipment necessary for bringing it all together to life. It’s a long ways off from the kind of passive technology deployed by amusement rides like the Oztrek by serial entrepreneur Zalman Silber. Employing a giant IMAX-like screen with motion seating that is activated in synchronization with onscreen events and actions, this sort of immersive experience is purposefully safe and innocuous, suitable for the general family-oriented audiences it seeks. By contrast, the VAE leans heavily towards young males, with an emphasis on fire-and-forget gameplay. The full-version starts off in a traditional manner akin to something like the aforementioned Oztrek, with a twenty-minute ride in which video briefings are given by various soldiers of the United States Army explaining their areas of expertise and specialized duties as well as their personal goals outside of the military. But the similarity to yesteryear’s virtual tours soon ends as participants go on to engage in any number of war-fighting scenarios from inside life-sized Blackhawk and Humvee simulators.
Moving from one particular residence to another is a pretty demanding course of action, particularly in urban environments where the cramped, inhabited geography of the area tends to make the physical procedure of relocating much more logistically complex. Very few cities are less conducive to this course of action than Boston, Massachusetts, or any of its outlying townships just like Brookline.Brookline moving, perhaps looking to move into the city by itself are confronted with many extra challenges posed with the unique geography of the city. Credited to its colonial heritage, Boston is a relatively small city in terms of land area at merely 90 square miles, despite its population of nearly 650,000 people, making it the fourth most densely populated city in the United States.
Having been primarily founded as a Puritan colony in 1630, it is one of many country’s most seasoned cities, and as such was not initially created for over 600,000 people let alone the Boston express movers. The uniform, more structured grid designed identified in cities such as New York City was never conceived initially. As an alternative, buildings and roads were simply put where they were needed that the time and over the decades as the populace extended, the city too physically expanded off its preliminary haphazard layout, making for a complicated, labyrinthine type location.
Consequently, Brookline movers looking to navigate the city are encountered with a complex network of curved roads and avenues built around city “blocks” that are called as such more for their colloquial meaning instead of their geometrical shape. The city’s colonial heritage is also accountable for its layout in that early city planners modeled much of their work off of the European cities from which they had come from, themselves plagued by numerous similar logistical and geographical problems shared by Boston. That the city is built upon the Shawmut peninsula beyond which it had expanded sometime ago doesn’t help to make things any more effortless. The Mystic River and the Charles River now cross through the city, complicating transportation with a volume of select bridges crossing each span.
In fact, geographical characteristics such as these are another main element behind the complex arrangement of the city. Unlike New York City, the rivers splitting the city don’t follow a largely linear course yet instead erratically wind their way toward the ocean forcing city planners to do the job around them, leading to roads and throughways that follow a similarly windy course, and as the city extended, city blocks that in turn followed suit.
And Unlike various other coastal cities, like Chicago for instance, the coastline by itself isn’t a mostly straight border. Brookline movers seeking to move into Boston proper must contend with a city built upon an unusual topography of peninsulas separated by bays, rivers, basins, and channels that frequently feed into the other, bisecting tracts of land and prohibiting any massive area from organizing itself in a uniform method.
Investing in Washington, D.C. can present many challenges distinct to that locale. Professional developers like Isaac Toussie recognize that, first of all, the property markets of our nation’s capital consists of some very interesting characteristics. Even though the city’s real estate environment continues to be harsh due to still-disappearing gains, gains made during pre-2008 boom-times, new developments are occurring that may signal a turn-around.
Not everyone knows that home sales have fallen as credit’s dried up the way a pro like Isaac Toussie does, resulting in ripple effects like job insecurity and worse. In fact, suburban D.C. has even been through price drops of up to one hundred thousand dollars! But as is often the case in the world of business, there may be a silver lining in even this disaster. That’s because one man’s tragedy is another’s opportunity, to put it candidly. And thus the glut of foreclosed properties has come to tripped off a buying spree in many places, particularly among the many first-time home buyers of Prince William County who finally found prices within their reach. It should also be noted that so-called “vulture investors” have swooped in as well to snap up distressed properties, which is generally considered to be a good reflection of the wider economic situation, as it is a strong sign of a certain confidence in the market, that market fundamentals remain solid. In fact, these two groups of buyers play a role not unlike that of canaries in a mine, signaling trends and shifts.
The second matter that has occupied many a thoughtful observer of late concerns the rate of mortgage delinquency, which has actually declined a little, according to a recent industry survey just completed. The rate at which mortgage payments have fallen behind has decreased slightly during the fourth quarter of 2009, which is surprising indeed considering that delinquency rates generally rise during the last three months of the year, as a result of all heating expenses for winter and the holiday shopping season.
Surprised though market analysts may be, very few are puzzled because most take this development for nothing more than a statistical outlier, a coincidence. Most economists and other experts continue to believe that the situation remains extremely dangerous, as there are still record numbers of homeowners in financial straits, with the biggest challenge of all unresolved: that way too many have missed at least three payments, and these people are just the ones least helped by any relief program whatsoever, historically speaking; these are the very individuals who will be going into foreclosure rather soon.
One more thing to know about D.C. property markets: the city was the nation’s murder capital during the 1990s, and still suffers from the ravages of municipal mismanagement to this day. Of course, tony nabes like Georgetown exist, but for the most part D.C. is a place where real estate investors need to exercise due diligence when looking into opportunities. The city has been slowly recovering, with gentrification helping pull some pockets of poverty and despair up and out into the modern 21st Century economy, but it’s not a sure bet that current commitment levels will endure.
By no means go hiking without a camping tent – I learned that the almost-hard way. I say “almost” because considering that I’m not just alive to tell the story but suffered no injuries, either, it probably wasn’t as difficult as it could have been had I not been so lucky.
I and my companions did not have a camping tent among us since it was just supposed to have been an simple day-hike over (and up) easy terrain. A thousand-foot mountain affords nice enough views, to be sure, such that the curvature of the earth could be faintly seen, but it isn’t considered a big deal by any who hike or climb real mountains.
So, of course, we didn’t bring a camping tent. And sure enough we get lost, and with only an additional two hours of sunlight left most of us choose to backtrack downhill – except for me and another friend. And though we do eventually summit, as novices we make the mistake of mistiming our descent, such that it’s already twilight by the time we choose to head back.
You see, being so inexperienced we mistook the fact that there was still light in the sky for having enough time to get back down. But of course we were at the summit, where we had a great view of our surroundings – this was Mount Buck, the highest point in the whole Lake George area of New York.
And though the sun was low on the horizon it seemed wonderfully bright all around. Golds mixed with blues turned pink and white – it was a swirl of colors matching the happy dance of emotions within that we’ve finally reached the top.
Lost in our reveries, we did not realize that not only does the sun set in seconds, but that in a forest the canopy of foliage will make even mid-afternoon seem much, much later to the human eye….
Great Australians in history. A problematic undertaking for any scholar. First of all, of course, one must contemplate exactly what it is that makes one an Australian. Is Zalman Silber an Australian? He is actually a New Yorker, but responsible for one of Sydney’s most innovative attractions, the Skywalk, not to mention one of Melbourne’s, too, called The Edge. The former is simply a glass-floored catwalk a thousand feet above ground that offers visitors not only a bird’s-eye view of Sydney but a bird’s-nerve feel, too, what with gusting winds necessitating cable tethers for visitor safety. The latter is a glass enclosure that juts out from the top of the Eureka Tower, providing stunning panoramic views every which way you look.
Both are outstanding attractions for their cities, taking in tourist dollars by the fistful every day. Does that make Zalman Silber a great Australian? Does that make him Australian at all? After all, he’s just a businessman – but the bottom line is that he has benefited Sydney and Melbourne tremendously, providing employment and tax revenue while bolstering the cities’ global profile.
So just what makes for an Australian? Many are those who have only been born in Australia but really made their mark elsewhere. Then there are those who also denigrate their country of origin, Australia, but are still, in the final analysis, considered Australians. Even someone like Rupert Murdoch, who renounced his Australian citizenship in order to advance certain business interests of his, is still thought as Australian!
Indeed, one Leonard Casley even went so far as to secede his property from Australia and go on to declare war on Australia! It’s no joke: the Principality of Hutt River actually issues its own visa (hours of operation are ten to four) and postage. And Hutt River isn’t the only micronation on the island-continent; Australia also hosts – if that is the right word – the Province of Bumbunga, the Sovereign State of Aeterna Lucina, the Grand Duchy of Avram, the Independent State of Rainbow Creek, the Empire of Atlantium, the Principality of Marlborough, the Principality of Snake Hill, the Gay and Lesbian Kingdom of the Coral Sea Islands, the United Federation of Koronis (which is merely based in Australia, claiming sovereignty only over the Koronis Family of Asteroids), and the Principality of Ponderosa. In fact, most of the world’s modern-day micronations are to be found in Australia!
So what makes for a great Australian? No one really knows. No one can quite put his or her finger on what makes for an Australian in the first place – not if they really thought about it. But one thing is for sure: people in Australia, whether they consider themselves Australians or not, really prize their independence above all else!
In the popular culture, horse racing tips have traditionally been akin to great Florida real estate deals or fantastic bridge sales in Brooklyn. But the world wide web has allowed for the proliferation of computerized horse racing systems, not simple programs that ran your input through a set of magical algorithms but dedicated servers that could be contacted in real-time for near instantaneous updates right from the track.
Best of all, modern racing systems like these enable you to bet anytime, anywhere – even at work (or church!), as long as an internet connection is available. Evidently working on somewhat similar models that has been successfully utilized by the hobbyist day trader, you can now bet and seriously handicap your game thanks to the power of 21st Century “cloud computing.”
Precise details are understandably vague, as no one likes to divulge trade secrets, but what is claimed are several benefits: real year-long staking records, consistent profits, and better than three-fourths strike rates. Such near-miraculous outcomes come from a close analysis of a number of factors, such as the ages of the runners, the classes involved, as well as the overall number of competitors in the field. The main difference, besides any improved methodologies, seems to be an ongoing maintenance that ever fine-tunes performance and results.
Also unlike the old handicapping programs of old models, it’s no longer a easy matter of paying for software once. Such a powerful service can only be feasible under a subscription model, as ongoing improvements need to be made. Essentially, it’s like hiring a money manager for one’s portfolio of stocks and bonds and other holdings – only we’re talking horse racing here! Finally, in the spirit of our times, try-before-you-buy trials are available. It’s now possible to easily see for yourself whether the horse racing system actually works!
Marriage counseling has arguably become a rite of passage for modern American couples. Social conservatives lament such facts are proof that the social fabric has frayed considerably while others view such developments as a positive sign that everyone is owning up to reality at last.
Whatever the case, marriage counseling has definitely been a growth industry, though whether these kinds of trends will hold in such recessionary times remains to be seen. What is expected, nonetheless, is that the need for such services will only increase – particularly in recessionary times. For what most drives couples apart is not sex or the children but money.
Marriage counseling often reveals that the main issue eating away at a relationship is one of control, or who has how much say over what. This is why it’s essential to pick spouses with very similar values! But whatever the situation, the first thing to establish is clear and open lines of communication. Understanding is fundamental, and without good communications it’s really unlikely for anything to be accomplished.
Interestingly, the decision to go into therapy or counseling often seems shameful but is really a good sign, a sign that the couple in question is still willing to try to work things out somehow. The very agreement, however reluctant, to enter into a possible make-up instead of heading straight into breakup shows that honest communication is desired, at least minimally.
Depending on the situation, things may be so bad that the counselor or therapist has to meet each party separately, but the fact that any attempt is being made at all at a reconciliation is hopeful. However, while reconciliation might be desired, it doesn’t follow that breaking up, despite counseling, means failure. In cases of intractable differences, going separate ways may in fact represent the best possible option for all concerned.
Wine holders hold wine. They store and organize wine, and can be made of any number of various materials in any number of various sizes. Also known as wine racks, large ones can be found in a professional wine cellar while much smaller styles may be wall-mounted in the kitchen to conveniently display an amateur collection.
These latter kinds will at times incorporate wine glasses for a combination rack that holds both drink and implement. Speaking of which, the truest wine holder of all is probably one’s own mouth! But for innovative aesthetics, nothing beats the man-made versions. Those constructed from metal are particularly imaginative.
The material itself provides for the greatest amount of creativity, allowing as it does fluid sinuous designs difficult or even impossible to achieve with any wood or stone. Many are very whimsical, such as a common favorite where thin metal spirals hold wine bottles upside-down in a haphazard manner suggestive of intoxication!
Many who take their wines, and thus their display, seriously enough to think about such devices (as opposed to just putting them on a shelf in the fridge or pantry) will usually favor wood because of the role it plays in formulating the flavor of many wines.
After all, wines are aged in wooden caskets for just that all-important reason, and numerous winemakers are even so careful as to factor in the species of wood used for their bottle corks! Therefore the bestselling designs are still wooden, even in the most modern of decors where chrome or stainless steel predominate.
Storing wine is a serious affair if you care about taste. Ambient lighting and even the very angle at which bottles may be tilted during storage are said to help create the flavor of a wine. Keeping your wine in a manner that both highlights the beauty of their bottling while protecting or aiding the creation of their flavors can be difficult, depending on how exacting your expectations.
Virtually all detox diet’s will permit for a slow re-introduction of foods (other than those that were restrained on the diet). A Detox Diet eliminates foods made up of anything said to be harmful to your health. Once you have completed a detox diet, it is a great point in time to put more fruits and vegetables to your diet, and adhere to that habit. Examples being to add some berries to your breakfast every day or a tomato at lunchtime, and them maybe some broccoli with dinner. And please do not forget the drinks, forget the soda and drink some vegetable juice. A large number of people that complete a detox method will tell you that it is a very good way to boost health and all in all well being.
With media attention in the main centered on foreclosed homeowners, this article will take a brief look to consider the effects on homebuilders such as Isaac Toussie.
Embittered homeowners who have been foreclosed upon have taken to trashing the property before getting kicked out, with anecdotal estimates by real estate agents putting the number of such vandalized properties at up to fifty percent of all such units. But given all the media coverage of foreclosed homeowners, it’s time to take a look now at how the same crisis is affecting homebuilders like Isaac Toussie. After all, many of the small-time businessmen had to take out loans in order to finance their housing developments. Of course, there are no such developers out on the street, and their cases, unfortunate in themselves, are not anywhere near comparable to that of homeowners who have nowhere to go at all. But it’s helpful to see how things can turn out for businessmen and women caught up in the same economic tsunami, and how reactions can differ – or not.
For instance, many small homebuilders have had to dip into personal savings just to keep their companies afloat, a familiar state of affairs to many homeowners. Buyers were disappearing with cash deposits of several thousand left on the table, proof that local residential property markets had turned ice-cold. Even more unfortunately, many homebuilders have proceeded since then to file for bankruptcy protection, with vast sums owed not only to their lenders but also their subcontractors and workers. But still worse yet, these small-time builders have often financed their businesses with so-called recourse debt which allows banks to seize homes, cars, and other personal assets in case of default – again, quite a familiar scenario comparable to that faced by many homeowners.
Such problems have increased and are now considered commonplace across the country. Many a builder has been left with unsold units and land, falling behind on interest payments and facing foreclosures. And in a very bad sign of the extent of the destruction involved, even very large homebuilders are in trouble, with legendary builders such as Levitt & Sons, founders of Levittown, New York on Long Island, famous for epitomizing postwar suburbia, forced into bankruptcy like some small unlucky start-up.
It’s gotten so bad that once solid partnerships and friendships have frayed as an every-man-for-himself mentality creeps into the proceedings. Contractors and subcontractors have had to take out liens on the property they build in order to protect themselves. And it is in this respect that the experiences of homeowners and homebuilders differ: the latter have almost no hope of any governmental assistance whatsoever, despite being affected by the same subprime mortgage industry shenanigans that’s made owning a home so suddenly onerous.
Legal Disclaimer: Be advised that such information as has been presented so far only constitutes mere opinion and should under no circumstances be misconstrued for professional advice of any kind whatsoever! Always consult those properly licensed and/or otherwise qualified when it comes to making business decisions of any financial importance.
State tax forms are required to file state taxes – but where is our tax money going? Taxes are utilized to support the government, but in a democracy the government is supposed to be “for the people,” as a popular rumor has it. All the state tax forms filed year in, year out seem to have no effect on our local governments, which across the country are much more likely than not operating at a deficit. How is this possible with all the money pouring into government coffers?
Most folks merely file their state tax forms and leave it at that, too busy with their lives and some even hoping not to attract any government attention. But a growing number of our fellow citizens and residents are greatly concerned over where “their money” is going. Virtually everyone agrees with paying for firefighters, sanitation workers, and other civil servants, but even then there can be a lot of controversy over the details.
Take educators for example. Again, nearly everybody agrees that teachers are necessary. But how to compensate them with our tax dollars, exactly? Currently, numerous people across the nation are up in arms over teacher perks and salaries.
It is felt that teachers have things much too comfortable, and there are people who would like to make the profession of teaching a job like any other, which in the United States means “hire and fire at will.”
These folks want to, they say, hold teachers more “accountable” for student performance, which is usually proposed to be assessed by standardised test scores. But the other side of the argument believes that teaching isn’t just a job like any other, that the training of minds and the inspiration of hearts is not something which can be neatly measured on a quarterly or yearly schedule like some corporate earnings report.
Some of the most popular of museum replicas are those famous Italian marble statues everyone knows: David, Augustus Caesar, The Ecstasy of Saint Teresa. They are a few of the most prized examples of marble sculpture anywhere, with a fine smoothness and absolute realism.
No wonder everyone wants a copy! They truly lend an air of elegance and even authority – gravitas – to a setting. They’re veritable objets d’art in themselves, though can also stylishly serve as bookends and even paperweights!
No, those aren’t ignominious fates for such masterpieces of Italian marble. After all, there is no shame in being practical in addition to being beautiful, and if anything utilizing miniature versions of beloved marble statues in novel ways can only further cement their reputations. For what is the purpose of art if not to lift us above the everyday? And what better way to do that than to suffuse the everyday with art, in the manner of a deus ex machina!
Having replicas of museum works of art in your home or office can put you in a excellent mood all day long if you truly appreciate art. You’ll go through your day surrounded by some of the most inspirational works ever made by humankind, landmarks of human achievement and imagination. Who knows, they may even “rub off” on you and inspire creations of your own!
Ultimately, the point in owning such things is how they put us in touch with the cultural history of our species. We are reminded of where we came from and what we can achieve. What they teach us is that the human capacity for creativity is boundless; they put us in a spiritual realm where we can all take pride in the legacy of the ancients. Sounds too good to be true? Get your own and see!
New York City is a great place to live if you have the funds to live in a great neighborhood. However, while rents are very high, industry experts like Isaac Toussie say that it is still possible to find fair honest deals where you get a lot of space in return, among other things. Many factors go into any consideration, such as convenience and access, look and feel, and noise levels. Here is a survey of some nabes that combine a good balance of all these factors in relation to typical prices.
For the most part, we will consider only Queens and Brooklyn neighborhoods, as these are the ones that best fit our criteria for all-around value. The other boroughs are either too expensive or too run-down, as in the case of Manhattan and the Bronx, respectively, or just too remote and isolated, as with the case of Staten Island. Of course, the Bronx does have nice neighborhoods, too, but these are going to be expensive, and you’ll have to avoid the rest of your borough if you want to see something civilized. Industry observers like Isaac Toussie note that while Manhattan also has its pockets of urban blight, anything decent is going to be astronomically priced. Staten Island is just another world altogether and you might as well not bother living in New York City, then!
So Queens and Brooklyn it is. Brooklyn is by far the more storied of the two, with more offerings of high-brow culture if that’s important to you. Queens offers culinary adventurers the best experience outside Manhattan, with the most authentic tastes at any price. Queens also tends to be much more diverse, whereas Brooklyn practically invented the ethnic enclave. Finally, Queens schools are better on average, whereas Brooklyn’s, while good, trails far behind in general comparison.
So what are these great “nabes” and where are they? Well, in Brooklyn you will want Williamsburg and Greenpoint for the bohemian scene. Good, authentic middle-class areas include Bensonhurst, Gravesend, Bath Beach, Bay Ridge, Fort Hamilton, and Midwood. Canarsie would have once made the cut but has been on its way down. Borough Park seems like an “in-between” situation and can still swing either way. Your basically upper middle-class places are Dyker Heights, Marine Park, Brighton Beach, and Sheepshead Bay.
In Queens the toniest nabes are Forest Hills and Kew Gardens. Almost as good are Flushing (and East Flushing) and Bayside. Astoria is known for its night life. Sunnyside, Woodside, Ridgewood, and Elmhurst (but avoid East Elmhurst) are more working-class but still often quite civilized to live in. Middle Village, Queens Village, Maspeth, and Juniper Valley are demographically between the working and (true) middle classes.
Outside these areas, you’ll probably want to avoid. We’ll cover those in another article. But suffice it to say, even the areas mentioned here can be undesirable on their “border areas,” where they abut the urban blight of the next neighborhood over, as implied in the case of Elmhurst and East Elmhurst mentioned earlier. So exercise all due diligence and thoroughly investigate a neighborhood with first-hand experience!
Though the existing economic chaos has also displaced Connecticut realty, industry experts like Isaac Toussie believe that there’s no danger of oversupply in Connecticut mainly due to the state’s inventory levels being rather constant, probably because of Connecticut’s housing escaping the kind of speculation other places have seen. Such a happy event is probably also on account of the fact that Connecticut hosts some with the most expensive land anywhere in the country after California, with above three percent of them priced around a million dollars as of the turn of the century. Southwestern Connecticut lies within the greater New York City metropolitan region, but areas further away, such as those communities in the northeast, are best described as luxury retreats for the monied classes, given median home values in the multiple of millions.
There can be a lot of “upside” to Connecticut realty. Condominium inventory in Connecticut are actually at steady ranges despite the financial downturn of late, which is really an extremely positive sign that bodes well for the overall real estate market there. Connecticut land ought to be fine pretty soon. Investing in commercial properties there is typically a good bet even in this economy. Slow but steady growth has marked the history of Connecticut property for a while. In truth, despite of the current financial meltdown these days, the State of Connecticut has not witnessed a lot of overly dramatic shifts.
The Danbury Fair, the state’s largest shopping mall, is a case in point. Founded in 1947, it has three levels, forty-seven shops, and nearly four hundred thousand square feet of retail space. Industry experts like Isaac Toussie believe that once the New York City Metropolitan Area recovers, retail outlets like this one in Connecticut will follow right along. Indeed, three of the state’s eight counties, which also happen to house most of the population, make up the Tri-State Region of New York, New Jersey, and Connecticut.
Despite such proximity to a world-class metropolis like New York City, it should be noted that Connecticut was never that hot a real estate market, so it shouldn’t be surprising that Connecticut has endured the housing scandal and its subsequent crisis much better than many other states. Indeed, once-industrial and then dilapidated Waterbury now attracts newcomers, most notably Orthodox Jewry, a welcome development that has brought new life to the local economy.
Certainly, Connecticut has in fact done well when compared to states like Florida, Nevada, and even California, for sales are already reported to be running at about 70% of 2008 levels, and though median prices have moderated they are at least not nose-diving! Yes, mortgages are harder to come by, but a lot of this is on account of the long-overdue correction of slipshod lending practices in the first place and is actually, in the long term, a positive development for Connecticut’s economy.
Having said all that, readers are still advised to consult those properly licensed and/or otherwise qualified when it comes to making business decisions of any financial importance as neither author nor publisher shall be held liable for such information as has been presented so far, which only constitutes mere opinion and should under no circumstances be misconstrued for financial advice of any kind whatsoever!
Home & Family
OFF